Posted in Things that make you say "hmm...", Things that piss me off

A not exciting but still important post

This post is going to be about something that’s not very exciting, but it’s very important.  It’s something that most of us have, yet most don’t really think about.  Until we need it.  It’s called insurance.

There are countless different kinds of insurance you can have:  auto, home, renters, life, pet, insurance for priceless pieces of jewelry or art (sometimes covered under homeowner’s, but often offered individually), even individual insurance options for body parts.  You name it, you can probably get insurance for it.  With all the different kinds of insurance available out there for just about anything, why is it so many people balk at having health insurance?  Especially our not-so-wonderful “president” and his moronic posse called the GOP.

All but two states require you have auto insurance—New Hampshire and Virginia.  And although it’s not mandatory, you’re still responsible if you cause an accident.  And you’re stupid if you don’t have it.  Not only for yourself but for others.

For most people who have a mortgage on their home or rent an apartment, it’s usually a requirement to have some kind of homeowner’s or renter’s insurance.  It’s stupid if you don’t because insurance is there to protect you.  Even as a liability.  If someone visited your home, fell down your icy stairs and broke their leg or worse, was killed, that’s a liability on you.  If you’re not protected by insurance, good luck.

Life insurance is probably the most overlooked, yet valuable, even affordable, type of insurance.  No, it’s not meant for you directly, but for your family to use indirectly for you in your passing.  Would you expect your family to go into bankruptcy because they couldn’t afford to bury you?  Do you think everything can be paid for with a GoFundMe page?  Please.  That’s relying on others who may or may not come through for you.  Life insurance is a definite.  Just don’t default on your premiums.  Which you shouldn’t with any kind of insurance.  That would just be stupid.

And now, let’s discuss the dreaded health insurance.  Believe it or not, it is actually easier to get health insurance than it is to get life insurance.  With life insurance, you can be turned down because of a pre-existing condition.  But guess what?  With health insurance under the Affordable Care Act, health insurers can no longer charge you more or deny you or your child coverage because of a pre-existing health condition.  They cannot limit benefits for that condition either.  Once you have insurance, they can’t refuse to cover treatment for your pre-existing condition.

But our not-so-wonderful “president” and his moronic posse called the GOP want to change that.  First they just wanted to have it so insurers could deny you if you have a pre-existing condition.  Now they just want EVERYONE to NOT EVEN HAVE HEALTH INSURANCE!  ISN’T THAT WONDERFUL????  There are 30 million Americans who risk losing their health insurance benefits if these assholes get their way.  The lucky ones will be left with paying way more than they are now for much less coverage.

Before you say “but I don’t have a pre-existing condition”, ask yourself if you are human.  If you ARE human, which I assume anyone reading this would be, then, guess what?  You DO have a pre-existing condition.  You may not have arthritis now, but chances are you will.  You may not have any one of countless kinds of cancers, diseases, ailments, mystery illnesses, but there’s a very strong chance you will.  If you are female and are planning on having children, there’s a very good chance you’ll have a pre-existing condition called “pregnancy”.  If you have children, you should KNOW there’s going to be some kind of pre-existing condition/need for medical care somewhere along the line.  I could go on and on.

Before you say “but I don’t want to have to pay for health insurance”, ask yourself why not?  You pay for auto insurance, don’t you?  Possibly homeowners or renter’s? Maybe even pet insurance?  You don’t squawk at paying for any of that, do you?  And you’re probably paying a hell of a lot more for the pet insurance than you would be for health insurance.  If you’re not paying for any kind of insurance, you either need to stop ripping someone off or get a life.  Or both.

The fact that these assholes are even CONSIDERING doing this to Americans should tell EVERY AMERICAN exactly what these assholes think of you.  THEY DON’T CARE ABOUT YOU.  They really don’t.  They didn’t two years ago when they tried to take our insurance away and they still don’t.  It’s sickening to know this is what they think of us.  Our own government dislikes its own citizens so much they want to kill them.  Because taking away health insurance for millions will exactly cause that to happen.

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Posted in Food For Thought, Things that make you say "hmm...", Things that piss me off

We Learn To Live When We Learn To Give

I don’t understand why people refuse to accept there’s good and bad in everyone.

Before anything else, we are all human beings.  We all breathe air, bleed blood, sleep, eat, defecate, procreate, we are all born and we all die.  And we all have the ability to be good people and bad people.

It doesn’t matter what sex you are, what your sexual orientation is, what your religious beliefs are, what your political beliefs are, your skin color, what country you’re from, etc.  Nobody. Is. Perfect.

Given this information, how can any person, and there are many, point at two other people, perfect strangers, a man and his mother from Mexico, and call them “rapists and animals”?  Yet this happened to Esteban Guzman and his mother while they were working. How can any one person target another person because of their religion?  Yet we have with the banning of Muslims from other countries.  How can any one person reject another person because they are seeking a better life for themselves?  Yet we have with the separation of families and the imprisonment of thousands of immigrant children across the country.

Who are the good and the bad in these circumstances?  Are they really who we perceive them to be?

For all these incidences, the tables could have easily been turned.  It could’ve been a fat white woman working in her yard with her son when a Mexican man approached her and began calling her names.  Just because she was a fat white woman.  We could have the banning of all other religions except Muslim.  And Americans could be the ones fleeing a war-torn country for a better life somewhere else, only to be separated at the border, of any country, and their children are put in cages to live like dogs.

It’s difficult to understand what someone is experiencing when you haven’t gone through it yourself.  Maybe if we think before calling someone out for being different from us, we could stop being so hateful of others for something they have no control over.  We could give of ourselves and start caring for our fellow human beings instead of acting like imbeciles.

Just because there’s a puppet master in Washington it doesn’t mean you have to be his puppet.

 

Posted in narcissists and psychopaths, Things that make you say "hmm...", Things that piss me off

Elite

The other night at his most recent pep rally SHITHOLE said to his brainwashed sheep:  “The elite.  Why are they elite?  I have a much better apartment than they do.  I am smarter than they are.  I am richer than they are.  I became president and they didn’t.  And I am representing the greatest, smartest, most loyal people on earth, the deplorables”.

What SHITHOLE doesn’t realize is that It takes a lot more than material possessions and a prestigious “title” that was achieved illegally to make one “elite”.

By definition the word “elite” means “the best”.  SHITHOLE is far from “the best”.  If anything, he is “the worst”—in other words “deplorable”.  Which is what he referred to his followers as.  And that’s exactly what he is as well.

To be “elite” one must not only be “the best” but they must be “the best” at what they do.  Michael Jordan was “elite” at basketball.  Bill Gates is “elite” at technology and business.  There can be more than one who is “elite” at something.  There are many “elite” insurance companies.  Several get A+ ratings.  There are many “elite” musicians, actors, artists, writers, athletes, etc.  It’s difficult to name one as “the best”.  So they often get lumped into the “elite” category.

SHITHOLE isn’t “the best” at anything.  Not business.  Not negotiating.  Not speaking.  Not tweeting.  Not even an illegitimate “presidency”.  He couldn’t even steal it without getting caught.  Shit, from what many have said, he’s not even “good” at sex, not much being “the best”.  He’s not even “the best” at lying because you always know when he’s lying.  A “good” liar is one who can at least try to do it right.  He can’t even do that.  It’s pathetic if you can’t even be “the best” at lying.

So, yeah, SHITHOLE can brag about having this, that and the other thing but having those things makes him far from being “elite”.  They just make him a greedy son-of-a-bitch who is the most miserable person on the planet.  And it shows.  Every. Single. Day.

Posted in Things that make you say "hmm...", Things that piss me off

What’s Wrong With Our Country Right Now

This may come as a shock to some but do you know many Americans do not know the actual title to the National Anthem?  They actually think it’s called “The National Anthem”.
Do you know most Americans do not even know the lyrics to the song?  Nor do they know who wrote it.  Or why it was written.  Most don’t even know there are more verses to the song than the one that they always hear.
I’m not writing this to give you a history of “The Star-Spangled Banner” but let’s look at the definition of the word “anthem” for a second:
a rousing or uplifting song identified with a particular group, body, or cause.
a solemn patriotic song officially adopted by a country as an expression of national identity.
So if an “anthem” is supposed to be a song identified with a “particular group, body or cause” and used as “an expression of national identity”, what is the problem with athletes being able to kneel while it’s playing?  They are only identifying it with a “particular cause”, or expression of protest.  Which every person in America is entitled to.  Including athletes.  Shit, I’ve seen fat ass beer guzzling men woofing down hot dogs at baseball games during the National Anthem.  Nobody bitched about them.  And they weren’t standing, either.

So, what should we do about this “problem” that so many have with athletes taking a knee, sitting in the locker room, picking their noses, talking on their cell phones, doing whatever during the playing of the National Anthem?  Well, SHITHOLE sounds like he wants to deport them.  Sorry, SHITHOLE.  But someone who can’t even put their hand over their heart during the National Anthem shouldn’t be telling others they don’t belong in this country for not standing during a song.

I do, however, have a couple of ideas:  why don’t we ban the playing of the National Anthem.  Then players can kneel all they want without all the bitching.  The bitchers won’t get to hear their favorite song, but hey, if they’re going to the stadium to hear a song. they are there for the wrong show.  It’s a game, not a concert.

Secondly, ban all guns.  Period.  Because if American athletes have to give up their rights to freedom, so should American gun owners.

At least athletes aren’t killing anyone by kneeling.