Imagine you just purchased your dream home. You’ve been working for this all your life. You’ve saved, you’ve done all your homework and you found the perfect home for you and your family.
The house isn’t brand new. In fact, it’s almost twenty years old. The realtor called it a “starter home”. It does need some work, mainly a little TLC. Each room could use a paint job, probably even some wallpaper. The carpets are worn in each room. The driveway needs repaving. The yard needs mowing and is in dire need of serious landscaping. The basement is solid. No cracks in the foundation. No water. The home inspector said the support beams are in “fantastic shape”. No signs of termites or other pests. The house is far from perfect but you love it anyway and you know in time you will turn it into the home you’ve always wanted.
The house is very habitable so your family moves in. You can survive living with some areas that could use updates. Updates are always good. The important thing is you have a solid foundation. Because without that you can’t follow through with anything else. At least you’re not starting from scratch.
This may be a poor analogy but it’s one I’m using to demonstrate what Congress had and decided not to use. They really could’ve made it very easy for themselves. They had a solid base to work with but they weren’t satisfied with that. Instead they decided to gut the whole “house”, make it difficult on themselves and start from scratch. All they had to do was keep the base and do some updates over time. Now they’re stuck with a mess and they don’t know what to do with it. Nor do they care because if they’re left with a mess of a “house”, they can easily just leave it for someone else to clean up.
Those “someones” are roughly 23 million Americans.
So much for our dream home…